Customized individual bond portfolio services and solutions

What we Do

We work with independent RIAs to provide a full suite of individual bond portfolio solutions customized to your firm and individual client needs.

No ongoing management fees
Highly customizable
Differentiates your firm

Let us do the heavy lifting to help you look good to your clients.

Man looking at bond portfolio services on computer screen with wall of computer monitors behind him

Common portfolios we typically construct

Tax-Exempt Municipal Portfolios
- Standard municipal bond portfolios consist of laddered, investment grade, national-market bonds with maturities ranging from 2 to 14 years, with an average portfolio duration of around 6 years.
- These portfolios can be customized in a wide variety of ways such as:
  - Duration – from ultra-short to long-term
  - State specificity – from state specific to state avoidance
  - Income or liquidity requirements / liability matching
  - Focusing on and/or avoiding certain types of bonds
  - Portfolios customized at the firm and/or client level
Taxable Bond Portfolios
- Standard taxable bond portfolios consist of laddered investment grade taxable bonds with maturities ranging from 2 to 14 years, with an average portfolio duration of around 5.5 years.
- Depending on relative value metrics, these portfolios may include taxable municipal bonds, corporates, US government agency bonds and MBS, CD’s, and asset-backed securities. This mix can also be customized at the firm or client level.
- These portfolios can be customized in a wide variety of ways such as:
  - Duration – from ultra-short to long-term
  - Sub-asset class mix
  - Income or liquidity requirements / liability matching
  - Focusing on and/or avoiding certain types of bonds
  - Portfolios customized at the firm and/or client level
ESG & Specialty Portfolios
- We regularly construct ESG muni and taxable bond portfolios for our clients. The increasing supply of green and social impact bonds allows us to be creative and construct portfolios your clients can feel good about.
- Perhaps the single greatest benefit of our approach is our ability to extensively customize and create specialty portfolios at the request of our clients. Some of these include:
  - Limited duration / low volatility
  - Enhanced yield / total return – across the maturity spectrum
  - Funding future tax liabilities
  - US Government backed portfolios, such as pre-refunded muni bonds
  - Index tracking portfolios (such as BarCap Agg)
  - Tax efficient portfolios
Alternative Fixed-Income Strategies
- There are a number of total return-oriented strategies we have successfully employed for over 2 decades. Some of these include:
  - Closed-end funds – a trading strategy designed to take advantage of premium/discount movements over time
  - Preferreds
  - Relative value trading
  - Structured notes

KEEPING YOU IN CONTROL

Our approach allows you to remain in control of the overall process, assets remain in the client accounts at their custodian (no separate accounts), while we do the heavy lifting.

If you had a dedicated fixed-income team with decades of experience and sophisticated analytical tools…

How would you put them to work to help your clients and grow your business?

Design and implement customized individual bond portfolios

Monitor holdings for credit quality, duration, and more

Discuss overall FI strategy and help with firm-level fixed-income allocation decisions

Generate customized proposals for you to share with clients or prospective clients

Review holdings of current or prospective clients and report back on findings

Conduct global holdings reviews to monitor for credit concerns and log for your compliance files

Help with best-execution and other compliance related tasks

Ad-hoc project-based work as needed – can be anything from advanced analytics, to excel/workflow design and enhancement, to specific credit research

Trade settlement support and logistics – we do all the heavy lifting

IF You:

Typically use mutual funds but would like to offer an individual bond solution to meet certain client objectives or simply differentiate your firm from your competitors
Use SMAs but would prefer to save clients the management fee and move those asset in-house
Currently use individual bonds and find that it takes up too much of your valuable time
Feel like your firm could use more fixed-income firepower

It’s time to try something different.

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MORE THAN 2 DECADES OF EXPERIENCE

“I would say that these guys are absolute experts in their area, they are trustworthy, and they communicate very, very effectively with our firm. When we have questions on an ad hoc basis they are always there to answer our questions.”

“We love to be able to customize individual bond portfolios and we are always selling to clients how smart these guys are and how good they are at what they do.”

“I completely trust that they are doing things the right way. Their expertise in the fixed income market is second to none and their technical knowledge is absolutely exceptional.”

“Most firms choose to buy bonds on the custodian’s inventory. We didn’t want to provide that general of a solution to our clients. With SPFG we felt like we found a cost effective way to provide what feels like a more personalized and customized solution to clients without having to hire someone.”